Honolulu Motorcycle Accident Injury Lawyer
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When you have been seriously injured in a motorcycle accident, your first call should be to our law firm. We've obtained many large settlements for our clients who have been injured in motorcycle accidents in Hawaii. Injuries due to motorcycle accidents tend to be very severe. It's essential that you have an experienced attorney on your side in order to ensure that you receive the maximum compensation that you deserve. From the moment that we meet with you, we will go right to work by contacting the insurance companies involved and ensuring that your rights are protected.
Although many Hawaii attorneys are only concerned with moving your case long before the statute of limitations expires in two years, we have a very different approach. The moment you tell us that you have completed your treatment, we will immediately begin ordering your medical records and bills. As soon as the records and bills arrive, we prepare the settlement documents for the insurance company and work on getting your case settled.
As experienced motorcycle injury lawyers, we understand that you have already been through enough suffering due to your injuries, so there shouldn't be any delay in getting you the compensation you deserve. The sooner you receive compensation, the sooner you can move on with your life.
If you have been injured in a motorcycle accident in Hawaii, you deserve to have a lawyer at your side who will aggressively pursue the compensation that you are entitled to for your pain, suffering, medical bills, wage loss, and any other damages as a result of the accident.
We pride ourselves in obtaining fast and fair compensation for our clients' motorcycle accident injuries. However, if the insurance companies are not offering an amount that will completely compensate you for your injuries, we are always prepared to aggressively litigate your motorcycle accident case in court.
Although No-Fault insurance is not required for motorcycle insurance in Hawaii, we highly recommend that you purchase the optional medical coverage. No-Fault insurance is required for all other motor vehicles, such as cars and trucks; however, for some reason, the Hawaii State Legislature did not think it was necessary to make No-Fault Insurance mandatory. If you've been injured in a motorcycle accident in Hawaii and you don't have optional medical coverage, then you'll need to have your medical bills paid by your personal health insurance. Just keep in mind that once you receive a settlement for your injuries, your health insurance company may request to be reimbursed.
Hawaii law does require that your personal health insurance pay at least $5,000 in medical bills before you can receive a settlement for your pain and suffering. Motorcycle collisions normally cause very serious injuries, so it's rare that this $5,000 requirement is an issue.
We do recommend that if you ride a motorcycle that you purchase underinsured motorist coverage. Far too many drivers in Hawaii do not carry sufficient liability coverage. If you're seriously injured in a motorcycle accident, you'll be entitled to a large settlement for your pain and suffering, medical bills, wage loss, etc. If the person who injured you does not have adequate liability coverage than it will be very beneficial if you have under-insured motorist coverage to make up the difference.
Keep in mind that far too many drivers in Hawaii do not watch for motorcycles. You can help avoid injury but driving the speed limit and being a defensive driver. Assume that the drivers of motor vehicles don't see you. Although some drivers do watch for motorcycles, it's better to be safe than sorry but assuming that they aren't watching for you. Although we'll help you get compensation for your injuries, we're sure that you would much rather not be injured in the first place.
Please call us today for a free, no pressure, consultation. We never charge lawyer fees until we get you compensation for your Honolulu motorcycle collision injuries. Also, please check out our Hawaii auto accident law page for more info.
If you have been injured in a motorcycle accident in Hawaii, it is important that you get legal advice in order to ensure that you get the maximum compensation that you deserve. Motorcycle accidents usually involve very serious injuries which will entitle you to a significant settlement. Insurance companies do everything they can to keep the settlements as low as possible. This is why you need an experienced Hawaii motorcycle accident lawyer on your side to protect your rights.
The primary thing that makes Hawaii motorcycle accidents different than other vehicle accidents is that No-Fault Insurance is not required for motorcycle insurance policies. It is optional coverage if you have motorcycle insurance. No-Fault Insurance is required for all other auto insurance policies in Hawaii. It’s optional if you are insuring a motorcycle; therefore, it seems like most people in Hawaii do not purchase this optional coverage.
If you don’t have No-Fault Insurance coverage on your motorcycle insurance policy, then your private health insurance will need to pay the medical bills. The catch is that most private health insurance companies will want to be reimbursed when you settle your case. This can be a large part of your settlement proceeds. Our clients who have No-Fault Insurance coverage basically end up with $10,000 more when they settle because their No-Fault Insurance paid the first $10,000 in medical bills instead of private health insurance.
If you haven’t been in an accident and you have a motorcycle, we encourage you to add the No-Fault Insurance, also known as Personal Injury Protection, to your Hawaii insurance coverage. If you have this coverage, then you will most likely end up with $10,000 more in your pocket from the settlement proceeds if you are ever injured in an accident in Honolulu, or throughout Hawaii.
If you have already been injured in a motorcycle collision in Honolulu and you didn’t have Personal Injury Protection coverage, don’t worry, there is nothing you can do about it now. The best thing you can do now is to hire a knowledgeable Hawaii personal injury lawyer to help you through the process and to make sure that you get the maximum settlement that you deserve for your injuries.
The best advice we can give you involves what you should do before you're involved in an accident. You should add No-Fault Insurance to your Hawaii motorcycle insurance coverage. This insurance is also known as Personal Injury Protection (PIP). In Hawaii, all auto insurance policies are required to include PIP coverage; however, it is not required for motorcycle insurance. This coverage is optional; therefore, you have the choice of whether to add it to your policy or not. It is not very expensive and it could save you a lot of money if you're involved in an accident. PIP coverage pays for the first $10,000 in medical bills. It covers all types of medical treatment. It not only covers hospital and doctor bills, but it also pays for physical therapy, massage therapy, chiropractic treatment, etc... You may think that medical bills are not a problem because you have personal health insurance. Yes, it's true that your health insurance will pay most of your bills; however, what many people don't know is that when you get a settlement for your Honolulu motorcycle accident injuries, you will have to pay back your health insurance company for the bills that they paid.
Here's an example of why Personal Injury Protection coverage could save you money: If you settle your case for $40,000 and you had the $10,000 in PIP coverage than you would keep the full $40,000. For those people in Hawaii who don't have PIP coverage, if they settle their case for $40,000 and their personal health insurance paid the $10,000 in medical bills, then the injured person will have to pay back the $10,000 to their health insurance company. This results in the injured person receiving only $30,000 of the settlement money instead of the $40,000 that they would have received if they had the No-Fault Insurance coverage.
Not only can you end up with up to $10,000 more of your settlement money, but you will also be able to obtain different types of treatment that your personal health insurance may not cover. For example, most health insurance policies don't pay for massage, chiropractic, or even acupuncture treatment. It can even be difficult to get authorization to get physical therapy treatment.
Obviously, once you have been in a motorcycle accident in Honolulu, or throughout Hawaii, it is too late to add the Personal Injury Protection coverage if you did not already have it. All you can do at that point is do the best you can to get the best settlement possible. The first thing to do to make sure that you get a good settlement for your injuries is to hire a lawyer. You should not wait until you start to have serious legal questions about your case. You should hire an accident attorney before you even call the insurance company. This will be the best way to help make sure that you get the best possible settlement for your motorcycle accident injuries.
Next, you should follow your lawyer's advice. He will most likely advise you to get as much treatment as possible. Your medical records are the evidence in your case. From an insurance adjustor's point of view, you aren't injured unless you have medical records to prove your injuries. So, be sure to get as much treatment as you can and be sure to go to a doctor who specializes in auto accident injuries.